Open Enrollment is your opportunity to learn more about your plan options so you can make the best benefit choices for you and your family in 2019. SCL Health’s annual benefits Open Enrollment event will take place this year from October 15 to 31.
Your 2019 Benefits Guide will be available starting on October 3 on the benefits website at sclhealthbenefits.org, and will include details about changes for 2019.
Visit ALEX® for additional decision-making support. ALEX is a virtual benefits counselor that explains your benefit options and costs to help you choose the plan that’s best for you and your family. ALEX will be available beginning October 3 through the benefits website.
You can also attend a Benefits Fair to get answers for your benefits-related questions. Our benefit program partners will be on site at the fairs to provide assistance. View the full list of benefits fairs here.
Access Lawson between October 15 – 31 to make or confirm your coverage elections for 2019. Remember to complete all important enrollment action items during these dates, including reaffirming your tobacco-use and working spouse surcharge status and re-enrollment in your Flexible Spending Accounts, if applicable.
Questions? Contact the HR Service Center at 855-412-3701 (toll free) or 303-813-5250, or email firstname.lastname@example.org.
Even if you do not intend to make changes to your benefit elections for 2019, you may need to take action during the Open Enrollment period:
- Medical Premium Assistance: In keeping with SCL Health’s mission, we are committed to providing affordable medical coverage for associates and their eligible dependents. The Medical Premium Assistance program provides regular, full-time associates reduced-price medical premiums based on household income and family size. Single associates earning $37,000 or less annually, as well as associates with one or more dependents and an annual household income of $49,000 or less may qualify for assistance. If you are currently participating in this program, you will receive communications in October regarding the recertification process.
- Working Spouse Surcharge: If you cover your spouse on an SCL Health medical plan, review your situation to identify whether your spouse has access to other coverage through his or her own employer. Associates covering a working spouse with access to other medical insurance are subject to a $100 monthly surcharge to their medical premium.
- Tobacco Use Surcharge: If you or your adult dependents are enrolled in an SCL Health medical plan and have used tobacco products in the past six months, you must log into Lawson Employee Self Service during Open Enrollment to attest tobacco usage. Tobacco users are subject to a $50 or $100 medical premium surcharge in 2019, depending on the number of tobacco users in your household. You can avoid this surcharge by completing a tobacco cessation program.
- Flexible Spending Accounts (FSA): If you plan to participate in a Healthcare or Dependent Care FSA in 2019, you must make an election during Open Enrollment.
- Beneficiaries: It is important to periodically review your beneficiaries to make sure the right people receive your assets if something were to happen to you. This can be done anytime through Lawson (for life and accident coverages) and Fidelity at www.netbenefits.com (for your retirement accounts).